Financial Calculators

Free VAT calculator. Add VAT to a net price or remove it from a gross price at any rate, and see the net amount, the VAT amount and the total.

Free VA mortgage calculator. Estimate your VA loan payment with the VA funding fee, down payment, taxes and insurance. No PMI needed.

Free take home paycheck calculator. Estimate your net pay after federal tax, Social Security, Medicare, state tax, 401(k) and health insurance each pay period.

Free student loan calculator. Estimate your monthly payment, total interest and payoff date, and see how interest in school and extra payments change the cost.

Free Social Security calculator. Estimate your monthly retirement benefit and see how claiming at 62, your full retirement age or 70 changes your income.

Free simple interest calculator. Find the interest and the total amount from a principal, a rate and a time, or solve for the rate, time or principal.

Free retirement savings calculator. See what your savings could grow to, what income it can support, and how much more to save to reach your retirement goal.

Free sales tax calculator. Add sales tax to a price, or take it out of a total, at any rate, and see the tax amount, the pre-tax price and the final total.

Free salary calculator. Convert a yearly salary to hourly, weekly, biweekly and monthly pay, or an hourly wage to a yearly salary, with your own hours.

Free Roth IRA calculator. See how much your Roth IRA could grow to by retirement, with tax-free growth, contribution limits and a Roth vs traditional check.

Free ROI calculator. Enter what you invested, what you got back and the time to see total ROI, net profit, annualized return and a growth chart.

Free RMD calculator. Enter your birth year and account balance to see when your required minimum distributions start and how much to withdraw each year.

Free retirement calculator. See how much you could save by retirement, whether it will last, and how much more to save each month to reach your goal.

Free repayment calculator. Find your monthly loan repayment, or how long a payment you can afford will take, with total interest and a yearly schedule.

Free rent vs. buy calculator. Compare buying a home with renting and investing the difference, and see the break-even year, costs and a yearly chart.

Free rent calculator. Find how much rent you can afford from your income and debts, or see what your rent really costs with utilities, fees and roommates.

Free rental property calculator. Find monthly cash flow, cap rate, cash-on-cash return and total profit on an investment property, with a yearly chart.

Free refinance calculator. Compare your mortgage with a new loan: see the new payment, break-even point, interest saved and a year-by-year savings chart.

Free real estate calculator. See the full monthly cost of owning a home and the cash to close, or find what you would net when you sell, with a clear chart.

Free present value calculator. Find what a future sum or regular payments are worth today at your discount rate, with a year-by-year table and chart.

Free personal loan calculator. Find your monthly payment, total interest and true APR with an origination fee, and see how extra payments shorten the loan.

Free percent off calculator. Find a sale price, the percent off, or the original price, with extra coupons and sales tax, plus a table of common discounts.

Free pension calculator. See how big your pension pot could grow with your and your employer's contributions, and the monthly income it could pay.

Free loan payment calculator. Find the monthly payment, total interest and total cost of a fixed-rate loan or mortgage from the amount, rate and term.

Free payback period calculator. Find how long an investment takes to earn back its cost, with simple and discounted payback, NPV and a year-by-year chart.

Free mutual fund calculator. Project your investment's growth with monthly deposits, and see how the expense ratio and sales charge cut your final balance.

Free mortgage payoff calculator. See when your mortgage will be paid off and how much time and interest extra monthly or one-time payments would save you.

Free UK mortgage calculator. Work out your monthly payment, stamp duty and the cash you need to buy, for repayment or interest-only loans, with overpayments.

Free mortgage calculator. Estimate your monthly payment with tax, insurance and PMI, see total interest, and find how extra payments shorten your loan.

Free mortgage amortization calculator. See every payment split into interest and principal, with the balance, payoff date and the effect of extra payments.

Free marriage tax calculator. Compare federal income tax for two single filers with a married couple filing jointly, and see your marriage penalty or bonus.

Free margin calculator. Find profit margin and markup from cost and price, or work out the selling price or cost you need to reach the margin you want.

Free loan calculator. Find your monthly payment, how much you can borrow, how long a loan takes to repay, or its interest rate, with total interest.

Free car lease calculator. Estimate your monthly lease payment from price, residual value, money factor and tax, with cash due at signing.

Free IRR calculator. Find the internal rate of return of an investment from its cost and cash flows, with NPV, total profit and a chart of NPV by rate.

Free inflation calculator. See what things will cost in the future, what money is worth today, the inflation rate between two prices, and your real return.

Free income tax calculator. Estimate your US federal income tax by bracket, with your marginal and effective rate, deductions, credits and take-home pay.

Free house affordability calculator. Find the home price you can afford from your income, debts and down payment, with tax, insurance and mortgage insurance.

Free home equity loan calculator. See how much you can borrow against your home, plus the monthly payment, total interest and true cost (APR) of the loan.

Free HELOC calculator. See your interest-only payment in the draw period, the higher payment in repayment, total interest and what a rate rise would cost.

Free future value calculator. Find what a starting amount and regular savings will grow to with compound interest, in future and today's money, with a chart.

Free finance calculator. Solve for your savings goal, the deposit you need, your starting amount, the return you need or how long it will take, with a chart.

Free FHA loan calculator. Estimate your monthly FHA payment with upfront and monthly mortgage insurance, tax and homeowners insurance, and see when MIP ends.

Free estate tax calculator. Estimate US federal estate tax after debts, spouse and charity gifts and the exclusion, and see what your heirs keep.

Free down payment calculator. Find how much you need to put down and in closing costs, compare 3% to 25% down, and see how long it will take you to save.

Free discount calculator. Find your price after percent and dollar discounts, price buy-one-get-one deals, or compare two offers to see which one saves more.

Free depreciation calculator. Get a year-by-year schedule with straight-line, double declining balance, 150% declining or sum-of-the-years' digits methods.

Free debt-to-income ratio calculator. Find the share of your income that goes to debt, see how lenders rate it, and how much more debt you could take on.

Free debt payoff calculator. Plan how to pay off several debts with the avalanche or snowball method, and see your debt-free date and the interest you save.

Free debt consolidation calculator. Compare your debts as they are with one consolidation loan, and see your new payment, fees, interest and total savings.

Free currency calculator with live exchange rates for the world's major currencies. Convert any amount, see the reverse rate, and what a bank margin costs you.

Free credit card payoff calculator. See how long it takes to pay off your card, the payment you need to finish by a set date, and what minimum payments cost.

Free compound interest calculator. See how savings grow with regular contributions and any compounding frequency, with APY, a yearly table and a chart.

Free commission calculator. Work out your pay from a flat rate, tiered rates or a home sale split, or the sales you need to reach an income goal.

Free college cost calculator. Project what college will cost when it starts, how much your savings will cover, and the monthly saving needed to close the gap.

Free CD calculator. Find what a certificate of deposit will be worth at maturity, its APY, the value after tax and inflation, and the cost of cashing in early.

Free cash back or low interest calculator. Compare a car rebate with a low-rate loan, see which costs less, and the loan rate at which the two break even.

Free Canadian mortgage calculator. Get your payment with semi-annual compounding, any payment frequency and default insurance, and see the term balance.

Free business loan calculator. Find your payment, fees and true yearly cost (APR) for a term loan or a factor-rate loan, plus your debt service coverage ratio.

Free budget calculator. Enter your income and spending to see what is left each month, your savings rate, and how you compare with the 50/30/20 rule.

Free bond calculator. Find a bond's price from its yield, or its yield to maturity from its price, with current yield, duration and how price reacts to rates.

Free boat loan calculator. Find your monthly payment, total interest, yearly running costs and when you owe more than the boat is worth.

Free average return calculator. Find the simple average and the true annualized return of an investment from its start and end value or from yearly returns.

Free auto loan calculator. Find your monthly car payment, total interest and full loan cost, with sales tax, fees, down payment and trade-in.

Free auto lease calculator. Find your monthly car lease payment and the amount due at signing from the price, residual value, money factor, term and tax.

Free APR calculator. Find the true yearly cost of a loan once upfront fees are counted, and see how much the fees add to the stated interest rate.

Free annuity payout calculator. See how much an annuity can grow to and the monthly income it can pay you over a set number of years, with a balance chart.

Free annuity calculator. See how much your annuity or savings can grow to by a target age, or the monthly deposit needed to reach a goal, with a growth chart.

Free amortization calculator. See your loan payment and a full schedule of how much of each payment is interest and principal, with extra payment savings.

Free 401(k) calculator. Project your balance at retirement from your salary, contributions, employer match and investment return, plus today's-dollar value.

Free GDP calculator. Add consumer spending, investment, government spending and net exports to find GDP, with the share of each part, growth and per person.